Terms & Conditions

TERMS AND CONDITIONS OF USE

By using this site,  Haurizon News  , you agree to the terms and conditions of use stated on this page. Access to and use of this site are subject to the following terms of use and all applicable laws and regulations. By accessing and using the site, you accept, without limitation or qualification, these terms and conditions and acknowledge that any other agreements between you and third parties regarding the use of the site are superseded by the provisions of this document. If you do not agree or accept, without limitation or qualification, the terms of use of this site, please exit this platform.

By continuing to use the services and products offered by the  Haurizon News, you confirm that you accept the conditions of use mentioned below.

TERMS AND CONDITIONS

Haurizon News site, hereinafter generically referred to as Haurizon News, is the property of Forama Cameroun SARL. Access to this site or any part of this site implies tacit acceptance of the following conditions. The contract of use takes effect between you and Forama Cameroun SARL. Acceptance is considered tacit and unreserved.

b. Haurizon News may modify the content of the site at any time, may make changes in structure, content and accessibility, may cease providing the information on the site, without prior consent and without notice to you or third parties .

  1. Your continued use of the Site implies your tacit consent and your full adherence to the Terms and Conditions set out below. Use implies acceptance of Haurizon News rules.

d. Haurizon News may modify, suspend or discontinue the site at any time without notice. Haurizon News may restrict access to the Site or to certain parts of the Site. At the same time, Haurizon News may restrict access to certain site facilities/frameworks, may bring access restrictions to certain IP addresses without notice and without liability.

CONTENTS

The content of the site is intended for personal use, without direct or indirect commercial purpose. All published materials (including but not limited to articles, information, photographs, data, audio/video clips - generically referred to as content) are protected by legal provisions.

  1. The Site and the Content are protected by Cameroonian copyright law, as well as by copyright provisions applicable in territories other than Cameroon. You may not copy, store, modify or transfer in any way, in whole or in part, the Site and/or the Content. Exploitation is free, subject to non-commerciality and compliance with the conditions imposed by Haurizon News.
  2. Any form of copying, storage, modification and/or transmission of the Content is expressly prohibited without the prior written consent of Haurizon News.

d. Haurizon News is not responsible for any damages, disputes existing, arising out of or arising from the copying, storage, modification or transfer of all or part of the Content in any medium whatsoever.

  1. If you believe that any content published on this site by the editorial team or any other person infringes copyright or any other right, please notify us by sending a message to the address published in the Contact section of the site or on the email address redaction@foramagroup.com
  2. We inform you that Forama Cameroon SARL will ensure and enforce the recognition of intellectual property rights in accordance with the laws in force, reaching, if necessary, the prosecution of persons guilty of violation of intellectual property rights. 

COPYRIGHT

  1. All rights reserved. Forama Cameroon SARL grants permission to use the Haurizon News under the following conditions:
  2. It is prohibited to copy, modify, display, reuse, reproduce, publish, authorize, grant under license, create derivative works, or transfer, sell or use the Content published by Forama Cameroun SARL on this site, the material protected by the laws national and international laws on copyright, other than with the written consent of Forama Cameroun SARL as well as any manner of exploiting the content of the  Haurizon News, with the exception of the display on a personal computer screen and the printing or downloading, for personal and non-commercial purposes, of certain documents or information expressly designated for this purpose, provided that all elements relating to intellectual property rights, other property rights and conditions of use of these documents or information.
  3. It is prohibited to use the Haurizon News to post or transmit any type of threatening, false, misleading, abusive, harassing, licentious, defamatory, vulgar, obscene, scandalous, inciting, pornographic or profane material, or any other material likely to constitute or encourage conduct that could give rise to a criminal offense, give rise to civil liability or violate the law. Forama Cameroun SARL will cooperate with all authorities designated to enforce the law and will comply with any court order requiring or directing Forama Cameroun SARL to disclose the identity of anyone posting or transmitting any such information or material on or through the Haurizon News
  4. It is forbidden to redistribute any page of the site by framing except for the existence of a written agreement from Forama Cameroun SARL concerning the acceptance of the redistribution of any page. 
  5. It is forbidden to use the Haurizon News for advertising purposes or for any type of commercial request / offer without the consent of Forama Cameroon SARL. 
  6. The retrieval of information by other websites can only be done in accordance with the conditions agreed and mentioned on this page by Forama Cameroun SARL, except valid agreement and recognized by both parties, user and Forama Cameroun SARL.
  7. Forama Cameroun SARL approves the free use of press materials bearing intellectual property rights, only within the limit of 250 words, spaces and the url/hyperlink are not taken into account in the numbering of words, thus ensuring the both the free flow of information and the 'press magazine' character supported by the internet pages in question.

In these cases, the source of the information must be cited. The recovery of more than those previously planned can only be done under the conditions of an agreement, financial or otherwise, concluded with Forama Cameroon SARL.

The source Haurizon News will be quoted, with a link to the site, in the first paragraph (ex: "Local insurance companies issued in January-March this year 93,478 compulsory auto policies (RCA) with a settlement clause direct, 39% more than in the second half of last year", informs  Haurizon News "). At the end of the last paragraph of the information and in it will be specified "Full article on Haurizon News". ( or an equivalent formula, practiced by the sites in question), this formula having a link in Haurizon News.

Also, at the end of the information, after the last paragraph and outside of it (or at the beginning of the information, depending on the layouts of the sites concerned), it will be clearly indicated: "SOURCE: Haurizon News ”, with link to the Haurizon News.

Offline media is also subject to the terms agreed by Forama Cameroon SARL and in accordance with the provisions of the Romanian Copyright Law.

  1. Haurizon News, the Haurizon News logo and any derivation of the logo approved and validated by Forama Cameroun SARL and  Haurizon News are the property of Forama Cameroun SARL, none of them can be used without the written agreement of Forama Cameroun SARL, whatever or the environment in which its use is desired.

RESPONSIBILITIES

  1. By using the Haurizon News site , you are solely responsible to third parties and Haurizon News for accessing/using/exploiting the content. Forama Cameroon SARL and its affiliates, officers, directors, agencies or any other party involved in the design, production or offering of the site are not liable for direct or indirect damages of any kind arising from or in connection with the l use of this site or its content. Forama Cameroon SARL takes no responsibility and will not be liable for any damage or virus that may infect your computer or other property as a result of accessing or using this site, or downloading any material, information, text, images, video or audio from this site.
  2. Forama Cameroon SARL through the Haurizon News reserves the right to modify, delete any message posted on the site, interpreted at the discretion of Haurizon News as abusive, defamatory, obscene or likely to bring any infringement of a legal right protected.
  3. Use of the site represents that you declare and accept the publication by Haurizon News of a Content, established on the basis of its own criteria, Content which can be interpreted as published, presented in a way that is not according to your wishes. In such a case, the responsibility of Haurizon News cannot be held.

 TRANSMISSION OF INFORMATION TO Haurizon News

  1. By submitting information to Forama Cameroon SARL and any other Forama Cameroon SARL and Haurizon News affiliates , it is understood that you are providing material, including but not limited to messages, articles, information , photos, data, audio/video clips and comments.
  2. The transmission of information to Forama Cameroun SARL and to any other company affiliated with Forama Cameroun SARL and to Haurizon News is equivalent to the acceptance granted to Haurizon News and the affiliated companies (collectively referred to as Haurizon News) as free of any obligation relating to payment. payment and/or remuneration, not exclusively and for a period of 50 years, to use, copy, publish, distribute, in any way and for any reason whatsoever, in any environment existing or discovered in the future, this information.
  3. At the same time, by transmitting information to Haurizon News, your agreement regarding the indemnification of Haurizon News and / or third parties as a result of the existence / occurrence of damages of any kind resulting from the use, copying , publication or distribution of the respective information is presumed. Haurizon News accepts no limited liability from the information provider.

d. Haurizon News assumes no responsibility for materials posted to this site by persons other than those who have a signed contract with the institution. We dissociate ourselves from racist, xenophobic, anti-Semitic, slanderous, abusive, defamatory, obscene or indecent messages posted on the site by users in the comments section.

 OBLIGATIONS OF USERS DURING REGISTRATION

Access to online content from the  Haurizon News is free.

COOKIES

The  Haurizon News site   uses cookies. Cookies are pieces of data stored on the user's hard drive which contain information about the user. The use of the cookie mechanism is an advantage for visitors. For example, by inserting a cookie on the Haurizon News site , a user will only need to log in to the site once with the password, thus saving time when browsing our page. If the user refuses a cookie, he can still use the Haurizon News site.. Cookies help us track and segment the interests of our users, in order to enhance the experience of visiting our site. Some of our business partners use cookies on our site (eg advertisers). However, we do not have access to or control over these cookies. For more information and to accept the cookie policy, please access  the cookie policy  . 

SHARING ARTICLES

If the user wishes to use our sharing service by informing a contact from our website or our newsletter, Forama Cameroun SARL will not ask for the recipient's or sender's email address. Haurizon News does not store this information because the action takes place in the sender's messaging application, Forama Cameroun SARL not having access to your correspondence accounts whatever their nature. 

 UNSUBSCRIBE OPTION

Users have the option to unsubscribe when they no longer wish to receive newsletters from  Haurizon News  , via the unsubscribe link contained in the email. Unsubscribing to the newsletter can be done via the link at the bottom of the newsletter page. For more information on the processing of personal data, please access  the privacy policy  .

 SECURITY

Forama Cameroon SARL adopts all security measures to protect the personal information of its users. When you fill in personal data on our site, the information will be protected both offline and online. Haurizon News newsletter subscription formsrequires the entry of personal data (eg mobile phone number) which will be protected. All user information is confidential. Only employees whose specific business involves working with personal information (eg, customer service representatives) have access to user identification data. The servers on which the user's personally identifiable information is stored are located in a secure location. For more information on the data we process, what your rights are and general information on the processing of personal data, please access  the privacy policy .

 LEGAL RESPONSIBILITY. repair

Content on this site, including news, quotes, data and other information, is provided by Haurizon News and its content providers. This site provides information tools, but does not provide advice or recommendations regarding certain financial instruments, investments or products.

b. Haurizon News does not request personal information from its customers through correspondence not requested by them. Any type of correspondence offering financial advice or any unsolicited message requesting the disclosure of personal information should be considered false and reported to Haurizon News via the email address redaction@foramagroup.com. 

vs. Haurizon News and its content providers are not responsible for any errors, inaccuracies, or delays in providing content provided through the SITE or for any actions based on such content. Haurizon News disclaims all warranties, express or implied, as to the accuracy of content provided by third parties or the manner in which the information is used for certain purposes. Although Haurizon News strives to obtain reliable information from its external suppliers, it does not guarantee the accuracy of the information provided by them.

For the fortuitous event, Forama Cameroun SARL and/or the operators, administrators, employees, branches, subsidiaries and its representatives, are totally exonerated from any liability. Random cases include, but are not limited to, malfunctions of the technical equipment of Forama Cameroun SARL, Internet connection failure, telephone connections failure, computer viruses, unauthorized access to the Site's systems, operating errors, etc. .
The information on this site is provided to you in good faith from reliable sources. If any of the published articles or any other information falls under copyright law, please contact us so that we can take the necessary action.

Each user of the SITE agrees, at the request of Forama Cameroun SARL, to exonerate  Haurizon News from liability and Forama Cameroun SARL for any legal or extrajudicial action, and to cover the costs of and any other costs that may result from the violation by the user of the terms of this document.

The natural or legal persons responsible for the violation of the provisions of this document will bear the provisions of the legislation in force in Romania.

e. Haurizon News reserves the right to modify and update these terms at any time. The changes take effect from the time they are posted on the site.

Log files:

We use IP addresses to analyze trends, administer the site, track users' movements, and gather demographic information for internal use. IP addresses have nothing to do with personal information. For more information on the data we process, what your rights are and general information on the processing of personal data, please access  the privacy policy  .

 UPDATE

 These privacy terms are updated as needed. Changes will be reflected in the type of information published or transmitted by Haurizon News Please read these terms periodically, in order to be up to date with the information collected, used and transmitted by Haurizon News

The last update of these General Conditions of Use took place on August 27, 2021.

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